| South Africa: the new world of disability. | |
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MedLine Citation:
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PMID: 19119593 Owner: NLM Status: MEDLINE |
Abstract/OtherAbstract:
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Over the past 10 years, unique business imperatives in South Africa have led to innovative risk product design, some of which are still unfamiliar to the rest of the world. The main drivers are: the unique mix of first- and third-world societies in our country, and an energetic marketing force operating in an already highly saturated insurance market. As a result, new product design has become one of the most effective ways to grow new business volumes in this competitive environment. This article reviews some of the unique products available and their advantages, target markets and disadvantages. The products that are discussed include lump sum total and permanent disability benefits, extended critical illness products, cover for impairment of function as well as risk products for people living with HIV/AIDS. |
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Authors:
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Pieter Coetzer |
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Publication Detail:
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Type: Journal Article; Review |
Journal Detail:
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Title: Journal of insurance medicine (New York, N.Y.) Volume: 40 ISSN: 0743-6661 ISO Abbreviation: J Insur Med Publication Date: 2008 |
Date Detail:
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Created Date: 2009-01-05 Completed Date: 2009-01-29 Revised Date: - |
Medline Journal Info:
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Nlm Unique ID: 8401468 Medline TA: J Insur Med Country: United States |
Other Details:
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Languages: eng Pagination: 130-5 Citation Subset: T |
Affiliation:
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Sanlam. coetzer@sanlam.co.za |
Export Citation:
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APA/MLA Format Download EndNote Download BibTex |
| MeSH Terms | |
Descriptor/Qualifier:
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Chronic Disease
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economics Critical Illness / economics Disabled Persons* HIV Infections / economics Humans Insurance Coverage / organization & administration* Insurance, Life* South Africa Workers' Compensation / organization & administration* |
| Comments/Corrections | |
Comment In:
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J Insur Med. 2008;40(2):92
[PMID:
19119586
]
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From MEDLINE®/PubMed®, a database of the U.S. National Library of Medicine
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