Document Detail

Insured without moral hazard in the health care reform of china.
MedLine Citation:
PMID:  22963156     Owner:  NLM     Status:  In-Data-Review    
Public insurance possibly increases the use of health care because of the insured person's interest in maximizing benefits without incurring out-of-pocket costs. A newly reformed public insurance scheme in China that builds on personal responsibility is thus likely to provide insurance without causing moral hazard. This possibility is the focus of this study, which surveyed 303 employees in a large city in China. The results show that the coverage and use of the public insurance scheme did not show a significant positive effect on the average employee's frequency of physician consultation. In contrast, the employee who endorsed public responsibility for health care visited physicians more frequently in response to some insurance factors. On balance, public insurance did not tempt the average employee to consult physicians frequently, presumably due to personal responsibility requirements in the insurance scheme.
Chack-Kie Wong; Chau-Kiu Cheung; Kwong-Leung Tang
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Publication Detail:
Type:  Journal Article    
Journal Detail:
Title:  Social work in public health     Volume:  27     ISSN:  1937-190X     ISO Abbreviation:  Soc Work Public Health     Publication Date:  2012 Oct 
Date Detail:
Created Date:  2012-09-11     Completed Date:  -     Revised Date:  -    
Medline Journal Info:
Nlm Unique ID:  101308228     Medline TA:  Soc Work Public Health     Country:  United States    
Other Details:
Languages:  eng     Pagination:  521-36     Citation Subset:  H    
a Department of Social Work , Chinese University of Hong Kong , Hong Kong, China.
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