| Epilepsy and insurance in the UK: an exploratory survey of the experiences of people with epilepsy. | |
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MedLine Citation:
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PMID: 15582837 Owner: NLM Status: MEDLINE |
Abstract/OtherAbstract:
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We investigated problems in obtaining insurance as reported by people with epilepsy who were members of a major United Kingdom patient organisation. Information was collected via questionnaires mailed to a random sample of the membership, 347 of whom replied. Overall, 62% of respondents reported experiencing a problem obtaining insurance coverage (increased premiums, restricted coverage, or outright refusal). Thirty-six percent of respondents reported having been refused one or more types of insurance on the grounds of their epilepsy. Although the low response rate to the study represents an important source of bias, extrapolation from our figures suggests a problem prevalence rate of at least 10%. Adoption of an evidence-based and standardised approach to informing assessments of risk is vital if insurance companies are to provide fair and reasonable terms for insurance coverage to their clients with epilepsy. |
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Authors:
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Kate Jacoby; Ann Jacoby |
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Publication Detail:
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Type: Comparative Study; Journal Article |
Journal Detail:
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Title: Epilepsy & behavior : E&B Volume: 5 ISSN: 1525-5050 ISO Abbreviation: Epilepsy Behav Publication Date: 2004 Dec |
Date Detail:
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Created Date: 2004-12-07 Completed Date: 2005-02-28 Revised Date: 2006-11-15 |
Medline Journal Info:
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Nlm Unique ID: 100892858 Medline TA: Epilepsy Behav Country: United States |
Other Details:
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Languages: eng Pagination: 884-93 Citation Subset: IM |
Affiliation:
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Department of Primary Care, University of Liverpool, Liverpool, UK. |
Export Citation:
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| MeSH Terms | |
Descriptor/Qualifier:
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Adult Aged Data Collection* Demography Epilepsy / economics* Female Great Britain Health Care Surveys* Humans Insurance / statistics & numerical data* Insurance Coverage Insurance Selection Bias Male Medically Uninsured / statistics & numerical data Middle Aged Questionnaires |
From MEDLINE®/PubMed®, a database of the U.S. National Library of Medicine
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