Document Detail


Consumers with an intellectual disability and carers: perceptions of interactions with banks.
MedLine Citation:
PMID:  17287227     Owner:  NLM     Status:  MEDLINE    
Abstract/OtherAbstract:
As more people with an intellectual disability reside independently in the community, there is both the need and the opportunity for them to use financial services, including banks and credit unions, and products such as cash machine cards, credit cards and loans. There is a dearth of information about interactions between consumers with intellectual disabilities and their carers, and financial service providers. This study investigated the perceptions of 94 consumers with an intellectual disability and 53 carers regarding interactions with financial service providers. Consumers and carers mentioned a number of problems with banks, and reported a low rate of successful resolution of these difficulties. Carers mentioned more problems than consumers, and more frequently reported intangible problems such as discrimination. The 'digital divide' was evident, with few consumers having access to Internet or telephone banking. People with intellectual disabilities need education programmes about electronic banking, their rights as consumers and their access to problem resolution strategies.
Authors:
Susan C Hayes; Fiona B Martin
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Publication Detail:
Type:  Journal Article; Research Support, Non-U.S. Gov't    
Journal Detail:
Title:  Journal of intellectual disabilities : JOID     Volume:  11     ISSN:  1744-6295     ISO Abbreviation:  -     Publication Date:  2007 Mar 
Date Detail:
Created Date:  2007-02-08     Completed Date:  2007-06-29     Revised Date:  2009-11-03    
Medline Journal Info:
Nlm Unique ID:  101229024     Medline TA:  J Intellect Disabil     Country:  England    
Other Details:
Languages:  eng     Pagination:  9-21     Citation Subset:  IM    
Affiliation:
University of Sydney, Australia.
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MeSH Terms
Descriptor/Qualifier:
Adult
Caregivers / psychology*
Comorbidity
Consumer Advocacy*
Consumer Satisfaction*
Disabled Persons / psychology
Economics*
Female
Health Services Needs and Demand
Helping Behavior
Humans
Internet
Male
Mentally Disabled Persons / psychology*
Middle Aged
Problem Solving
Social Support

From MEDLINE®/PubMed®, a database of the U.S. National Library of Medicine


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