Document Detail


Ability to pay for retiree health benefits.
MedLine Citation:
PMID:  8021025     Owner:  NLM     Status:  MEDLINE    
Abstract/OtherAbstract:
This paper examines retired persons who received employer-provided health benefits in 1987. The sociodemographic, health, and economic characteristics of these elderly persons are compared to the total elderly population. Two methods of estimating retiree insurance purchase are considered and indicate 13% to 20% of retirees would be unable to afford benefits without an employer subsidy. The percentage of persons unable to purchase the employer-provided benefits drops significantly if some subsidy is maintained. The results indicate substantial differences in ability to purchase insurance by sociodemographic characteristics. The future of retiree health benefits in a reformed health care system is discussed.
Authors:
D G Shea; R P Stewart
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Publication Detail:
Type:  Journal Article; Research Support, Non-U.S. Gov't    
Journal Detail:
Title:  Inquiry : a journal of medical care organization, provision and financing     Volume:  31     ISSN:  0046-9580     ISO Abbreviation:  Inquiry     Publication Date:  1994  
Date Detail:
Created Date:  1994-08-01     Completed Date:  1994-08-01     Revised Date:  2006-11-15    
Medline Journal Info:
Nlm Unique ID:  0171671     Medline TA:  Inquiry     Country:  UNITED STATES    
Other Details:
Languages:  eng     Pagination:  206-14     Citation Subset:  IM    
Affiliation:
Department of Health Policy and Administration, Pennsylvania State University, University Park 16802.
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MeSH Terms
Descriptor/Qualifier:
Aged
Aged, 80 and over
Costs and Cost Analysis
Female
Health Benefit Plans, Employee / economics*
Health Policy
Humans
Insurance, Medigap / economics*
Male
Medicare / economics
Retirement / economics*
United States

From MEDLINE®/PubMed®, a database of the U.S. National Library of Medicine


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